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Article

Home Security Systems Provide a Safe Environment for Family Members
By: Dr. Jay B Stockman O.D.
There were 4 million household burglaries in the United States, nearly 500,000 resulted in bodily injury, and 20,000 resulted in homicides, frightening statistics. Additional statistics reveal that a home without a security system is three times as likely to be burglarized as compared to one which is equipped with a security system. These facts make it obvious that a home security system will reduce
your chances of intrusion, and can protect your life and property. It is therefore necessary to conduct an extensive home security review, to determine the appropriate systems necessary to secure the safety of yourself, and home.

There were 4 million household burglaries in the United States, nearly 500,000 resulted in bodily injury, and 20,000 resulted in homicides, frightening statistics.
Several points should be kept in mind while conducting a home security review. Security needs should be a first consideration. While it may be obvious that you should be the best judge of security requirements, a security expert has the experience to evaluate your home for vulnerabilities that are not obvious to a layperson. After a full examination of your home, a security specialist will be able to make note of all soft spots, and suggest the kind of equipment necessary to strengthen these soft spots.

The next consideration is security monitoring. Security monitoring can be a sophisticated central monitoring service, or a simple home security system, cost and needs are the determining factors. The central monitoring services are ideal because they ensure that appropriate measures are taken whenever an intrusion is detected. A monitoring team that works from a central station verifies every suspicious activity the moment it receives an alert. While an ideal deterrent, this type of monitoring is relatively expensive, and subject to the experience and professionalism of the company. You must find out if the central monitoring station is certified by Underwriters Laboratory; that it has a power back up system
that can run for 10 to 15 hours; that it is run by trained staff; that it alerts local authorities within seconds of receiving a security alert.

Less costly is a simple home security system consisting of a control panel, a couple of magnetic switches, a motion sensor or two, and an alarm device. This can be hard wired or wireless. The more advanced systems feature a video camera that can be monitored by family members. The biggest advantage of this system is that it scares away potential intruders. This may happen when an intruder sees a yard sign, a decal sign or any of the installed sensors or video cameras. There is a one-time installation charge, with no recurring expenses.

While there are no guarantees, any home security system could scare away potential intruders. Any type of prevention will go along way to reduce the likelihood of a break in, or home assault by a stranger. Remember, the main objective of any home security system is to provide a safe environment for family members, and to limit the loss of property.

About the Author

Jay B Stockman is a contributing editor for Best Home Security Companies. Visit http://home-security-usa.com/ for more information.

Dr. Jay B Stockman is an individual contributor to Google Health Co-op

Dr. Jay B Stockman's public Google Health Co-op profile


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Recommended Resources

Home Security Daily Article

Do you work from home full-time or part-time? Chances are your homeowner's insurance doesn't cover your home business, or at least not to the extent you need it to. For one thing, insuring just the physical assets of your business (computer, home-office furniture, fax machine, etc.) doesn't encompass every aspect of your business.

To figure out how much and what kind of coverage you need, consider possible accidents; hopefully, nothing untoward will befall your business or your home, but you should plan for any eventuality so you will not suffer financially if something comes to pass. If a fire were to destroy your home and office, consider where you would work until your home was rebuilt. You would probably need to rent a temporary office space somewhere. Does your current insurance policy cover this?

Do you retain any sort of client information, either on your computer or in files? If your computer was ravaged by a virus, or your files damaged in a fire, and you didn't have copies of all that information, your clients might hold you liable for the loss. If you have clients visit you in your home office, your homeowner's insurance might not cover their medical expenses should they trip and fall down your stairs or some such.

Do you have any employees? Even part-time employees may affect the kind of home business insurance you need. As you can see, there are number of factors you need to take into consideration when insuring your home business.

Talking to your current homeowner's insurance agent can probably get you started in the right direction. You might not even need separate home business insurance. Depending on your business, you may be able to receive coverage for it simply by enhancing your current homeowner's insurance policy.

Tip: If you bundle your policies (i.e. car, homeowners, business), you may qualify for a discount. As more and more people pursue home-based businesses, insurance companies are starting to offer more comprehensive coverage at better rates. Make sure to talk to a number of insurance agents to find out who has the best rates, most options, and best coverage.

About The Author

TC Thorn writes content for numerous web sites, including a number she owns such as http://www.homesecurityinformation.com where you can find more information on homeowner's insurance and home security.

This article was posted on August 19, 2004





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